PRAM’s shelf products are fully vetted and ready to market. They don’t require underwriting or consulting, thus saving the client time and money. The most beneficial element to these plans is that they are also guaranteed issue.

These plans are perfectly paired with limited medical, short term medical, and GAP plans. They are also great for employers, associations, and members looking for great value coupled with affordable rates.

SAMPLE SHELF PLANS

Contact us for a complete list off-the-shelf products and rates.

  • ANNUAL DEDUCTIBLE

    $0

    $100 Per Member

    $100 Per Member

  • RETAIL CO-PAY

     

     

     

  • FORMULARY GENERICS

    $10

    $10

    $10

  • FORMULARY BRANDS

    N/A

    $50 or 50% *

    N/A

  • NON-FORMULARY

    N/A

    N/A

    N/A

  • PREFERRED BRANDS

    N/A

    N/A

    $30 or 50% *

  • NON-PREFERRED BRANDS

    N/A

    N/A

    $70 or 50% *

  • MONTHLY MAXIMUM BENEFIT

    $300 Per Member

    $400 Per Member

    $500 Per Member

*whichever is greater

RELATED INFORMATION & NEWS

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    DISTRIBUTION PARTNERS & BROKERS

    PRAM offers services gauged primarily towards distribution partners and brokers who can offer programs to members.

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    PHARMACY BENEFITS ADMINISTRATION

    PRAM will customize your pharmacy benefits to meet your budgetary constraints and unique member needs.

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    28 YEARS OF EXCELLENCE. ABOUT PRAM

    PRAM is the industry leader in carving out pharmacy benefits packages for clients all over the United States.

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    CUSTOM BENEFIT CONSULTING

    PRAM provides expert level benefit & compliance consultants who will meet with you and explore your options.

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