WHAT'S THE RIGHT FIT FOR YOUR CLIENT BASE?
Fully-insured clientele experience PRAM's foundational knowledge and expertise along with the benefit of an insured product delivered through PRAM's MGU capacity with the issuing insurance companies it represents. PRAM creates products with pratical efficiency and true value for the members.
Self-funded clients benefit from PRAM's consulting services to assist in constructing the perfect plan based on forecasting costs and formulary customization, while gaining the advantage of applying PRAM's large volume contracted pricing with the PBM's.