Pharmacy Consulting Services

• Pharmacy benefit design support, backed by one of the most sophisticated predictive modeling systems available that ensures clients will know what to expect in terms of trend and enable them to budget accordingly.
• Operations and technical support experienced in managing and administering online pharmacy plans.
• Full Risk and Profit sharing programs for clients seeking fully insured options
• Specialty Pharmacy and Bio Tech programs
• PBM comparison studies to provide clients with information on which PBM really has the lowest net cost.
• PBM Audits

Underwriting Services

The following lists the types of fully insured pharmacy carve-out plans that PRAM underwrites currently:

• Employer Groups
• Seniors - Retirees
• Generic Only Products for Limited Benefit Programs
• Insured Programs sold with Medicare Supplement Programs
• Association Programs
• State and Local Government Programs
• Pure Fronting arrangements

Employee Benefits

• Fully Insured Pharmacy
• Self-Funded Major Medical Plans
• Limited Benefit Program
• Dental Plan
• Term Life
• Short-Term Disability
• Patient Prescription Assistance Program

Associations

• Fully Insured Pharmacy
• Discount Services
• Limited Benefit Program
• Dental Plan
• Term Life
• Short-Term Disability
• Patient Prescription Assistance Program

Risk Management Consulting