PRAM News Alert – January 2017

Effective January 1st, 2017, PRAM is now an exclusive MGU with Envision Insurance Company (EIC). EIC, founded in 2009, is located in Twinsburg, Ohio, and looking to expand beyond their current EGWP market into the commercial marketplace.

Lets talk about pharmacy benefits management

Our data analysis and data processes are best-in-class. We can help you sort through the import/export/extraction process and get your account set up in no time.

David Hernandez, Data Team MEET THE TEAM GET IN TOUCH

PRAM’s shelf products are fully vetted and ready to market. They don’t require underwriting or consulting, thus saving the client time and money. The most beneficial element to these plans is that they are also guaranteed issue.

These plans are perfectly paired with limited medical, short term medical, and GAP plans. They are also great for employers, associations, and members looking for great value coupled with affordable rates.

SAMPLE SHELF PLANS

Contact us for a complete list off-the-shelf products and rates.

  • ANNUAL DEDUCTIBLE

    $0

    $50 Per Member

    $50 Per Member

  • RETAIL CO-PAY

     

     

     

  • GENERICS

    $10

    $10

    $10

  • PREFERRED BRANDS

    N/A

    $50 or 50%, (Whicher is greater)

    $50 or 50%, (Whicher is greater)

  • NON-PREFERRED BRANDS

    N/A

    N/A

    N/A

  • MAIL ORDER CO-PAY

     

     

     

  • GENERICS

    $30

    $30

    $30

  • PREFERRED BRANDS

    N/A

    $150 or 50%, (Whicher is greater)

    $105 or 50%, (Whicher is greater)

  • NON-PREFERRED BRANDS

    N/A

    N/A

    N/A

  • MONTHLY MAXIMUM

    $300 Per Member

    $300 Per Member

    $300 Per Member

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