PRAM is an innovative leader in providing Underwriting for Insured Prescription Drug programs through Traditional and Structured Risk Arrangements for those producers looking for options that set them apart for the traditional Brokerage Firm they compete with in this ever changing market. If you are a solid underwriter seeking real alternatives for your clients we would like to support your firms needs to provide Product and Services in the RX area.

PRAM provides underwriting experience you can rely on with the nations leading Insurers and Reinsurers.

PRAM will provide prompt turn around for your Time Sensitive RFP to allow you to meet sensitive dead lines.

PRAM offers experience based rating programs designed to provide you with the competitive edge you need.

PRAM is a Licensed Registered Administrator, PRAM provides full Turn Key Pharmacy Plan Administrative Services.

PRAM provides an Excellent Commission Schedule for Traditional as well as Insured Program Business.

Funding Programs Available:

• Self Funded with Aggregate Coverage
• Fully Insured Programs
• Structured Risk Arrangements

Plans available:

• Two Tier Managed and Open Formulary Programs
• Three and Four Tier funding options for PDL Programs
• For the Insured Limited Benefit and Mini Med Programs we offer Insured Generic Only Products with Brand Options
• Traditional Employer and Association plans to meet a variety of needs

The Top Carriers and Reinsurers in the world rely on PRAM to underwrite and Manage their Pharmacy Risk. Shouldn’t you?

MGA’s, Brokers and Agents wanted to market PRAM’s unique insured Prescription and Funding programs nationally. If you have a solid Employee Benefits Firm with experience in the Employee Benefits field lets discuss how we can support your firm in developing this exciting profit center for you and your clients from Main ST to Wall St.

Click here for access to an Underwriting Questionnaire to get started.