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    SERVICES /

    FULLY-INSURED
    PRESCRIPTION BENEFIT PLANS

Creating Vital Partnerships Through PRAM’s Fully Insured Products.

PRAM brings together pharmaceutical industry leaders to create one complete support system for our clients.

  • PHARMACY BENEFIT MANAGERS
  • INSURANCE CARRIERS & REINSURERS
  • DISTRIBUTION PARTNERS, CONSULTANTS AND BROKERS

Our benefit consultants are ready to answer all your questions.

8am - 4:30pm M-F Chat with a Specialist Now
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Pharmacy Benefit Managers

PRAM partners with the nations leading Pharmacy Benefit Managers (PBM'S) to bring its members nothing but the best in point of sale processing services.

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Insurance Companies & Reinsurers

PRAM underwrites and files its prescription drug insurance products for a number of nationally licensed insurance and reinsurance companies in nearly all 50 states.

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Distribution Partners, Consultants, Brokers

While PRAM has many diffrent client type entities, if you are a Benefits Broker, Consultant or insurance Company, PRAM can partner with you to offer your clients the pharmacy benefits they need. All products can be custom built and branded based on your specific needs. In addition, PRAM's Partner Portal offers your clients hands on access and a level of management access they won't find anywhere else in the pharmacy benefit industry.

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WHAT'S THE RIGHT FIT FOR YOUR CLIENT BASE?

Fully-insured clientele experience PRAM's foundational knowledge and expertise along with the benefit of an insured product delivered through PRAM's MGU capacity with the issuing insurance companies it represents. PRAM creates products with pratical efficiency and true value for the members.

Self-funded clients benefit from PRAM's consulting services to assist in constructing the perfect plan based on forecasting costs and formulary customization, while gaining the advantage of applying PRAM's large volume contracted pricing with the PBM's.

  • ANNUAL DEDUCTIBLE

    $0

    $100 Per Member

    $100 Per Member

  • RETAIL CO-PAY

     

     

     

  • FORMULARY GENERICS

    $10

    $10

    $10

  • FORMULARY BRANDS

    N/A

    $50 or 50% *

    N/A

  • NON-FORMULARY

    N/A

    N/A

    N/A

  • PREFERRED BRANDS

    N/A

    N/A

    $30 or 50% *

  • NON-PREFERRED BRANDS

    N/A

    N/A

    $70 or 50% *

  • MONTHLY MAXIMUM BENEFIT

    $300 Per Member

    $400 Per Member

    $500 Per Member

*whichever is greater

Contact us for a complete list of shelf products and rates.

RELATED INFORMATION & NEWS

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