We are pleased to see you have taken a moment to visit our web site.

PRAM offers a host of fully insured and self funded prescription products to assist your clients in providing affordable prescription benefits for their employees. Whether you are looking to assist your client with a carve out, insured prescription drug product designed from the ground up, or the interest is in matching an in-force plan on a line item basis, our pharmacy staff has the experience to assist and support your needs in a timely and professional manner.

We will provide you with all of the tools to support the fact finding process in a professional manner for your client. Our pharmacists will back you up to insure there is a clear understanding of the options and advantages of carving out their program on an insured basis and why it should be handled by you and your firm. PRAM will support you in your appointment and licensing process. Our underwriting staff will assist you in either preparing and / or responding to your clients RFP. Our ability to turn things around on your behalf, to meet difficult time lines, yet be competitive remains a key to our success.

Several underwriting tools available on line:

Underwriting Questionnaire (Large Group)
Underwriting Questionnaire (Insured Generic Only) - Coming Soon
Data needed sheet "Standard" - Coming Soon
Data needed sheet for electronic feeds - Coming Soon

Funding available: Fully Insured, *Aggregate, Risk and Profit Sharing, Min Max and other Insured Alternate Funding Arrangements

*(minimum number of lives may apply)

Please direct inquiries to the attention of Lisa Collier or Brad Wilson
Lisa Collier: lcollier@pram.com 1-801-944-3702
Brad Wilson: bwilson@pram.com 1-800-262-7726 ext 27