PRAM has a number of Association and Franchise Clients. We have developed several programs ranging from a full portfolio of insurance products to a single program such as pharmacy only customized specifically for the member population of the group.

Our Associations range from national multi-million member Associations to State organizations to Chambers of Commerce. PRAM believes it is important to gain an understanding of our Association members or Franchise's franchisees in efforts to develop a program that will be rewarding and provide a quality service to its membership.

The following programs can be offered to your members:

• Fully Insured Pharmacy
• Self-Funded Major Medical Plans
• Limited Benefit Program
• Dental Plan
• Term Life
• Short-Term Disability